Call reports 2002
CENTRUE BANK — 2002
What CENTRUE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 426,929,000 | 427,891,000 | 435,812,000 | 455,698,000 |
| Total loans | 287,975,000 | 276,219,000 | 277,982,000 | 277,902,000 |
| Allowance for loan losses | 3,648,000 | 4,683,000 | 3,944,000 | 3,717,000 |
| Securities available for sale | 98,722,000 | 114,098,000 | 105,838,000 | 115,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 358,051,000 | 354,368,000 | 348,617,000 | 373,299,000 |
| Interest-bearing deposits | 315,122,000 | 308,094,000 | 287,665,000 | 311,859,000 |
| Noninterest-bearing deposits | 42,929,000 | 46,274,000 | 60,952,000 | 61,440,000 |
| Equity capital | 39,311,000 | 39,431,000 | 40,474,000 | 41,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,727,000 | 13,110,000 | 19,307,000 | 25,574,000 |
| Interest expense | 3,204,000 | 6,132,000 | 8,848,000 | 11,418,000 |
| Net interest income | 3,523,000 | 6,978,000 | 10,459,000 | 14,156,000 |
| Noninterest income | 2,278,000 | 4,523,000 | 6,931,000 | 9,527,000 |
| Noninterest expense | 4,162,000 | 8,274,000 | 12,309,000 | 16,619,000 |
| Provision for loan losses | 300,000 | 2,100,000 | 2,400,000 | 2,700,000 |
| Pretax income | 1,484,000 | 1,273,000 | 2,934,000 | 4,617,000 |
| Income tax | 471,000 | 263,000 | 739,000 | 1,248,000 |
| Net income | 1,013,000 | 1,010,000 | 2,195,000 | 3,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,408,000 | 35,771,000 | 36,318,000 | 36,877,000 |
| Total capital | 40,056,000 | 39,858,000 | 40,262,000 | 40,594,000 |
| Risk-weighted assets | 334,552,000 | 325,579,000 | 333,159,000 | 337,262,000 |