Call reports 2026
STURGIS BANK & TRUST COMPANY — 2026
What STURGIS BANK & TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,014,059,000 | 1,028,907,000 |
| Total loans | 798,801,000 | 768,810,000 |
| Allowance for loan losses | 9,075,000 | 8,435,000 |
| Securities available for sale | 84,910,000 | 112,577,000 |
| Securities held to maturity | 18,058,000 | 17,832,000 |
| Trading assets | 0 | 0 |
| Total deposits | 908,429,000 | 893,000,000 |
| Interest-bearing deposits | 743,498,000 | 717,465,000 |
| Noninterest-bearing deposits | 164,931,000 | 175,535,000 |
| Equity capital | 78,844,000 | 83,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 12,781,000 | 25,612,000 |
| Interest expense | 3,855,000 | 7,617,000 |
| Net interest income | 8,926,000 | 17,995,000 |
| Noninterest income | 2,281,000 | 4,349,000 |
| Noninterest expense | 8,258,000 | 16,418,000 |
| Provision for loan losses | 79,000 | -562,000 |
| Pretax income | 2,828,000 | 6,492,000 |
| Income tax | 560,000 | 1,291,000 |
| Net income | 2,268,000 | 5,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 81,520,000 | 86,582,000 |
| Total capital | 90,428,000 | 95,381,000 |
| Risk-weighted assets | 712,190,000 | 715,217,000 |