Call report 2025Q4
STURGIS BANK & TRUST COMPANY — 2025Q4
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 997,929,000 | USD | evidence → |
| Total loans | 793,538,000 | USD | evidence → |
| Allowance for loan losses | 9,012,000 | USD | evidence → |
| Securities available for sale | 85,605,000 | USD | evidence → |
| Securities held to maturity | 18,256,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 892,884,000 | USD | evidence → |
| Interest-bearing deposits | 718,602,000 | USD | evidence → |
| Noninterest-bearing deposits | 174,282,000 | USD | evidence → |
| Equity capital | 77,501,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 49,808,000 | USD | evidence → |
| Interest expense | 16,221,000 | USD | evidence → |
| Net interest income | 33,587,000 | USD | evidence → |
| Noninterest income | 9,274,000 | USD | evidence → |
| Noninterest expense | 32,121,000 | USD | evidence → |
| Provision for loan losses | -395,000 | USD | evidence → |
| Pretax income | 11,123,000 | USD | evidence → |
| Income tax | 2,142,000 | USD | evidence → |
| Net income | 8,981,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 80,377,000 | USD | evidence → |
| Total capital | 88,986,000 | USD | evidence → |
| Risk-weighted assets | 701,377,000 | USD | evidence → |