Call report 2023Q4
STURGIS BANK & TRUST COMPANY — 2023Q4
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 918,933,000 | USD | evidence → |
| Total loans | 751,919,000 | USD | evidence → |
| Allowance for loan losses | 10,198,000 | USD | evidence → |
| Securities available for sale | 52,658,000 | USD | evidence → |
| Securities held to maturity | 20,866,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 799,291,000 | USD | evidence → |
| Interest-bearing deposits | 639,039,000 | USD | evidence → |
| Noninterest-bearing deposits | 160,252,000 | USD | evidence → |
| Equity capital | 69,716,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 40,933,000 | USD | evidence → |
| Interest expense | 11,434,000 | USD | evidence → |
| Net interest income | 29,499,000 | USD | evidence → |
| Noninterest income | 8,695,000 | USD | evidence → |
| Noninterest expense | 26,686,000 | USD | evidence → |
| Provision for loan losses | 1,275,000 | USD | evidence → |
| Pretax income | 10,106,000 | USD | evidence → |
| Income tax | 1,758,000 | USD | evidence → |
| Net income | 8,348,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 73,181,000 | USD | evidence → |
| Total capital | 81,395,000 | USD | evidence → |
| Risk-weighted assets | 656,350,000 | USD | evidence → |