Call report 2022Q4
STURGIS BANK & TRUST COMPANY — 2022Q4
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 864,750,000 | USD | evidence → |
| Total loans | 707,247,000 | USD | evidence → |
| Allowance for loan losses | 7,141,000 | USD | evidence → |
| Securities available for sale | 63,159,000 | USD | evidence → |
| Securities held to maturity | 22,069,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 719,885,000 | USD | evidence → |
| Interest-bearing deposits | 556,538,000 | USD | evidence → |
| Noninterest-bearing deposits | 163,347,000 | USD | evidence → |
| Equity capital | 66,882,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,037,000 | USD | evidence → |
| Interest expense | 3,655,000 | USD | evidence → |
| Net interest income | 25,382,000 | USD | evidence → |
| Noninterest income | 6,866,000 | USD | evidence → |
| Noninterest expense | 22,719,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 9,529,000 | USD | evidence → |
| Income tax | 1,696,000 | USD | evidence → |
| Net income | 7,833,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,194,000 | USD | evidence → |
| Total capital | 76,335,000 | USD | evidence → |
| Risk-weighted assets | 613,519,000 | USD | evidence → |