Call report 2018Q4
STURGIS BANK & TRUST COMPANY — 2018Q4
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 431,375,000 | USD | evidence → |
| Total loans | 314,345,000 | USD | evidence → |
| Allowance for loan losses | 3,228,000 | USD | evidence → |
| Securities available for sale | 46,205,000 | USD | evidence → |
| Securities held to maturity | 5,472,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 342,621,000 | USD | evidence → |
| Interest-bearing deposits | 260,058,000 | USD | evidence → |
| Noninterest-bearing deposits | 82,563,000 | USD | evidence → |
| Equity capital | 41,521,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,353,000 | USD | evidence → |
| Interest expense | 2,571,000 | USD | evidence → |
| Net interest income | 14,782,000 | USD | evidence → |
| Noninterest income | 5,037,000 | USD | evidence → |
| Noninterest expense | 14,161,000 | USD | evidence → |
| Provision for loan losses | 161,000 | USD | evidence → |
| Pretax income | 5,338,000 | USD | evidence → |
| Income tax | 711,000 | USD | evidence → |
| Net income | 4,627,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,809,000 | USD | evidence → |
| Total capital | 40,037,000 | USD | evidence → |
| Risk-weighted assets | 294,145,000 | USD | evidence → |