Call report 2016Q4
STURGIS BANK & TRUST COMPANY — 2016Q4
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 398,464,000 | USD | evidence → |
| Total loans | 271,202,000 | USD | evidence → |
| Allowance for loan losses | 3,242,000 | USD | evidence → |
| Securities available for sale | 32,387,000 | USD | evidence → |
| Securities held to maturity | 33,769,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 297,856,000 | USD | evidence → |
| Interest-bearing deposits | 232,312,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,544,000 | USD | evidence → |
| Equity capital | 36,880,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,245,000 | USD | evidence → |
| Interest expense | 1,720,000 | USD | evidence → |
| Net interest income | 12,525,000 | USD | evidence → |
| Noninterest income | 5,041,000 | USD | evidence → |
| Noninterest expense | 13,595,000 | USD | evidence → |
| Provision for loan losses | 357,000 | USD | evidence → |
| Pretax income | 3,615,000 | USD | evidence → |
| Income tax | 757,000 | USD | evidence → |
| Net income | 2,858,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,434,000 | USD | evidence → |
| Total capital | 35,595,000 | USD | evidence → |
| Risk-weighted assets | 252,725,000 | USD | evidence → |