Call report 2013Q4
STURGIS BANK & TRUST COMPANY — 2013Q4
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 304,814,000 | USD | evidence → |
| Total loans | 239,729,000 | USD | evidence → |
| Allowance for loan losses | 4,146,000 | USD | evidence → |
| Securities available for sale | 1,575,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 229,041,000 | USD | evidence → |
| Interest-bearing deposits | 187,314,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,727,000 | USD | evidence → |
| Equity capital | 32,082,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,050,000 | USD | evidence → |
| Interest expense | 2,442,000 | USD | evidence → |
| Net interest income | 9,608,000 | USD | evidence → |
| Noninterest income | 5,124,000 | USD | evidence → |
| Noninterest expense | 13,074,000 | USD | evidence → |
| Provision for loan losses | -489,000 | USD | evidence → |
| Pretax income | 2,147,000 | USD | evidence → |
| Income tax | 342,000 | USD | evidence → |
| Net income | 1,805,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,925,000 | USD | evidence → |
| Total capital | 31,485,000 | USD | evidence → |
| Risk-weighted assets | 203,188,000 | USD | evidence → |