Call report 2009Q4
STURGIS BANK & TRUST COMPANY — 2009Q4
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 369,801,000 | USD | evidence → |
| Total loans | 282,805,000 | USD | evidence → |
| Allowance for loan losses | 3,983,000 | USD | evidence → |
| Securities available for sale | 31,908,000 | USD | evidence → |
| Securities held to maturity | 7,607,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 259,152,000 | USD | evidence → |
| Interest-bearing deposits | 234,296,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,856,000 | USD | evidence → |
| Equity capital | 30,314,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,465,000 | USD | evidence → |
| Interest expense | 7,416,000 | USD | evidence → |
| Net interest income | 10,049,000 | USD | evidence → |
| Noninterest income | 4,189,000 | USD | evidence → |
| Noninterest expense | 11,269,000 | USD | evidence → |
| Provision for loan losses | 2,534,000 | USD | evidence → |
| Pretax income | 1,679,000 | USD | evidence → |
| Income tax | 456,000 | USD | evidence → |
| Net income | 1,223,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,396,000 | USD | evidence → |
| Total capital | 29,465,000 | USD | evidence → |
| Risk-weighted assets | 244,573,000 | USD | evidence → |