Call report 2007Q2
STURGIS BANK & TRUST COMPANY — 2007Q2
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 328,193,000 | USD | evidence → |
| Total loans | 253,470,000 | USD | evidence → |
| Allowance for loan losses | 2,428,000 | USD | evidence → |
| Securities available for sale | 15,666,000 | USD | evidence → |
| Securities held to maturity | 4,876,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 225,503,000 | USD | evidence → |
| Interest-bearing deposits | 203,886,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,617,000 | USD | evidence → |
| Equity capital | 28,343,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,741,000 | USD | evidence → |
| Interest expense | 4,943,000 | USD | evidence → |
| Net interest income | 5,798,000 | USD | evidence → |
| Noninterest income | 2,403,000 | USD | evidence → |
| Noninterest expense | 5,181,000 | USD | evidence → |
| Provision for loan losses | 113,000 | USD | evidence → |
| Pretax income | 2,907,000 | USD | evidence → |
| Income tax | 908,000 | USD | evidence → |
| Net income | 1,999,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,506,000 | USD | evidence → |
| Total capital | 25,934,000 | USD | evidence → |
| Risk-weighted assets | 230,851,000 | USD | evidence → |