Call report 2006Q4
STURGIS BANK & TRUST COMPANY — 2006Q4
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 320,833,000 | USD | evidence → |
| Total loans | 244,274,000 | USD | evidence → |
| Allowance for loan losses | 2,523,000 | USD | evidence → |
| Securities available for sale | 16,703,000 | USD | evidence → |
| Securities held to maturity | 5,806,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 216,382,000 | USD | evidence → |
| Interest-bearing deposits | 195,060,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,322,000 | USD | evidence → |
| Equity capital | 27,948,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,773,000 | USD | evidence → |
| Interest expense | 8,425,000 | USD | evidence → |
| Net interest income | 11,348,000 | USD | evidence → |
| Noninterest income | 4,205,000 | USD | evidence → |
| Noninterest expense | 10,030,000 | USD | evidence → |
| Provision for loan losses | 493,000 | USD | evidence → |
| Pretax income | 4,703,000 | USD | evidence → |
| Income tax | 1,413,000 | USD | evidence → |
| Net income | 3,290,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,903,000 | USD | evidence → |
| Total capital | 25,426,000 | USD | evidence → |
| Risk-weighted assets | 232,647,000 | USD | evidence → |