Call reports 2015
PLATINUM BANK — 2015
What PLATINUM BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 238,427,000 | 238,880,000 | 239,244,000 | 256,578,000 |
| Total loans | 187,781,000 | 184,962,000 | 182,871,000 | 191,653,000 |
| Allowance for loan losses | 2,442,000 | 2,516,000 | 2,194,000 | 3,187,000 |
| Securities available for sale | 28,062,000 | 28,761,000 | 28,338,000 | 27,833,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,382,000 | 204,431,000 | 197,398,000 | 217,092,000 |
| Interest-bearing deposits | 172,925,000 | 177,899,000 | 173,233,000 | 191,982,000 |
| Noninterest-bearing deposits | 25,457,000 | 26,531,000 | 24,166,000 | 25,110,000 |
| Equity capital | 30,869,000 | 32,182,000 | 32,560,000 | 30,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,014,000 | 5,865,000 | 8,656,000 | 11,536,000 |
| Interest expense | 441,000 | 905,000 | 1,379,000 | 1,854,000 |
| Net interest income | 2,573,000 | 4,960,000 | 7,277,000 | 9,682,000 |
| Noninterest income | 63,000 | 216,000 | 473,000 | -1,097,000 |
| Noninterest expense | 1,996,000 | 3,775,000 | 5,914,000 | 7,797,000 |
| Provision for loan losses | 194,000 | 1,466,000 | 1,466,000 | 4,439,000 |
| Pretax income | 473,000 | -38,000 | 397,000 | -3,624,000 |
| Income tax | 150,000 | -41,000 | 102,000 | -1,279,000 |
| Net income | 323,000 | 3,000 | 295,000 | -2,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,781,000 | 26,272,000 | 26,564,000 | 24,540,000 |
| Total capital | 27,223,000 | 28,752,000 | 28,758,000 | 27,105,000 |
| Risk-weighted assets | 197,461,000 | 198,414,000 | 193,372,000 | 204,391,000 |