Call reports 2012
PLATINUM BANK — 2012
What PLATINUM BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 143,535,000 | 140,829,000 | 142,539,000 | 143,215,000 |
| Total loans | 89,282,000 | 83,512,000 | 88,616,000 | 85,240,000 |
| Allowance for loan losses | 2,406,000 | 2,174,000 | 1,942,000 | 1,773,000 |
| Securities available for sale | 28,157,000 | 34,755,000 | 33,456,000 | 32,833,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,663,000 | 117,392,000 | 116,080,000 | 115,143,000 |
| Interest-bearing deposits | 109,825,000 | 105,317,000 | 105,453,000 | 103,430,000 |
| Noninterest-bearing deposits | 10,838,000 | 12,075,000 | 10,627,000 | 11,713,000 |
| Equity capital | 19,613,000 | 19,829,000 | 20,254,000 | 21,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,575,000 | 3,051,000 | 4,485,000 | 5,920,000 |
| Interest expense | 376,000 | 738,000 | 1,063,000 | 1,372,000 |
| Net interest income | 1,199,000 | 2,313,000 | 3,422,000 | 4,548,000 |
| Noninterest income | 73,000 | 153,000 | 74,000 | 185,000 |
| Noninterest expense | 1,128,000 | 2,233,000 | 3,288,000 | 4,253,000 |
| Provision for loan losses | -176,000 | -160,000 | -292,000 | -438,000 |
| Pretax income | 525,000 | 616,000 | 723,000 | 1,141,000 |
| Income tax | 0 | 0 | 0 | 110,000 |
| Net income | 525,000 | 616,000 | 723,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,194,000 | 14,309,000 | 14,426,000 | 15,963,000 |
| Total capital | 15,426,000 | 15,487,000 | 15,656,000 | 17,159,000 |
| Risk-weighted assets | 97,393,000 | 92,772,000 | 98,045,000 | 95,468,000 |