Call reports 2015
SOUTHSTATE BANK, N.A. — 2015
What SOUTHSTATE BANK, N.A. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,878,913,000 | 3,863,113,000 | 3,924,096,000 | 4,014,632,000 |
| Total loans | 2,465,086,000 | 2,532,715,000 | 2,564,342,000 | 2,595,210,000 |
| Allowance for loan losses | 20,972,000 | 22,926,000 | 22,641,000 | 22,256,000 |
| Securities available for sale | 520,247,000 | 532,440,000 | 490,458,000 | 604,739,000 |
| Securities held to maturity | 228,870,000 | 250,482,000 | 248,310,000 | 272,840,000 |
| Trading assets | 1,017,000 | 1,508,000 | 1,266,000 | 2,107,000 |
| Total deposits | 3,151,702,000 | 3,137,585,000 | 3,185,577,000 | 3,216,638,000 |
| Interest-bearing deposits | 2,037,089,000 | 2,008,924,000 | 2,039,715,000 | 2,082,040,000 |
| Noninterest-bearing deposits | 1,114,613,000 | 1,128,661,000 | 1,145,862,000 | 1,134,598,000 |
| Equity capital | 453,009,000 | 460,552,000 | 473,389,000 | 484,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 39,779,000 | 81,802,000 | 122,349,000 | 163,836,000 |
| Interest expense | 1,629,000 | 3,205,000 | 4,745,000 | 6,318,000 |
| Net interest income | 38,150,000 | 78,597,000 | 117,604,000 | 157,518,000 |
| Noninterest income | 9,740,000 | 19,597,000 | 27,321,000 | 35,808,000 |
| Noninterest expense | 30,605,000 | 61,626,000 | 91,377,000 | 121,611,000 |
| Provision for loan losses | 1,642,000 | 3,950,000 | 3,950,000 | 4,493,000 |
| Pretax income | 15,643,000 | 32,618,000 | 49,602,000 | 67,226,000 |
| Income tax | 5,762,000 | 11,970,000 | 18,186,000 | 24,630,000 |
| Net income | 9,881,000 | 20,648,000 | 31,416,000 | 42,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 351,878,000 | 363,654,000 | 375,259,000 | 389,371,000 |
| Total capital | 372,850,000 | 386,580,000 | 397,900,000 | 411,627,000 |
| Risk-weighted assets | 2,578,669,000 | 2,685,407,000 | 2,735,129,000 | 2,795,168,000 |