Call reports 2013
SOUTHSTATE BANK, N.A. — 2013
What SOUTHSTATE BANK, N.A. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,383,759,000 | 2,348,700,000 | 2,330,361,000 | 2,409,733,000 |
| Total loans | 1,415,866,000 | 1,436,215,000 | 1,458,775,000 | 1,474,076,000 |
| Allowance for loan losses | 25,073,000 | 23,640,000 | 21,138,000 | 20,272,000 |
| Securities available for sale | 460,534,000 | 492,087,000 | 456,555,000 | 457,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 398,000 | 0 |
| Total deposits | 2,013,819,000 | 1,978,037,000 | 1,963,587,000 | 2,057,223,000 |
| Interest-bearing deposits | 1,448,192,000 | 1,420,971,000 | 1,399,928,000 | 1,411,316,000 |
| Noninterest-bearing deposits | 565,627,000 | 557,066,000 | 563,659,000 | 645,907,000 |
| Equity capital | 275,837,000 | 272,089,000 | 274,335,000 | 241,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 24,264,000 | 48,751,000 | 75,177,000 | 100,830,000 |
| Interest expense | 1,406,000 | 2,763,000 | 4,035,000 | 5,283,000 |
| Net interest income | 22,858,000 | 45,988,000 | 71,142,000 | 95,547,000 |
| Noninterest income | 9,161,000 | 15,899,000 | 19,138,000 | 23,301,000 |
| Noninterest expense | 25,011,000 | 49,249,000 | 73,208,000 | 97,839,000 |
| Provision for loan losses | -285,000 | 1,012,000 | -263,000 | -80,000 |
| Pretax income | 7,323,000 | 12,664,000 | 18,373,000 | 22,149,000 |
| Income tax | 2,564,000 | 4,376,000 | 6,314,000 | 7,565,000 |
| Net income | 4,759,000 | 8,288,000 | 12,059,000 | 14,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 218,444,000 | 222,415,000 | 226,565,000 | 195,434,000 |
| Total capital | 235,577,000 | 240,039,000 | 244,478,000 | 213,744,000 |
| Risk-weighted assets | 1,362,679,000 | 1,403,939,000 | 1,429,813,000 | 1,462,765,000 |