Call reports 2012
SOUTHSTATE BANK, N.A. — 2012
What SOUTHSTATE BANK, N.A. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,328,789,000 | 2,429,224,000 | 2,370,178,000 | 2,356,111,000 |
| Total loans | 1,352,570,000 | 1,454,828,000 | 1,443,466,000 | 1,436,409,000 |
| Allowance for loan losses | 23,068,000 | 24,928,000 | 26,099,000 | 26,426,000 |
| Securities available for sale | 510,395,000 | 474,107,000 | 458,790,000 | 425,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 552,000 | 1,061,000 | 0 | 5,048,000 |
| Total deposits | 1,983,807,000 | 2,056,561,000 | 1,998,528,000 | 1,997,565,000 |
| Interest-bearing deposits | 1,513,768,000 | 1,555,226,000 | 1,493,321,000 | 1,477,722,000 |
| Noninterest-bearing deposits | 470,039,000 | 501,335,000 | 505,207,000 | 519,843,000 |
| Equity capital | 227,959,000 | 276,655,000 | 272,093,000 | 272,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 21,703,000 | 47,879,000 | 71,595,000 | 94,923,000 |
| Interest expense | 2,047,000 | 4,298,000 | 6,075,000 | 7,646,000 |
| Net interest income | 19,656,000 | 43,581,000 | 65,520,000 | 87,277,000 |
| Noninterest income | 12,982,000 | 27,730,000 | 40,752,000 | 51,161,000 |
| Noninterest expense | 28,378,000 | 58,811,000 | 87,053,000 | 112,918,000 |
| Provision for loan losses | 2,611,000 | 4,587,000 | 7,026,000 | 9,181,000 |
| Pretax income | 2,281,000 | 9,241,000 | 14,196,000 | 18,762,000 |
| Income tax | 683,000 | 2,854,000 | 4,480,000 | 6,171,000 |
| Net income | 1,598,000 | 6,387,000 | 9,716,000 | 12,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 187,214,000 | 214,252,000 | 208,027,000 | 213,161,000 |
| Total capital | 202,449,000 | 231,172,000 | 225,433,000 | 230,590,000 |
| Risk-weighted assets | 1,210,169,000 | 1,345,561,000 | 1,383,772,000 | 1,385,299,000 |