Call reports 2005
SOUTHSTATE BANK, N.A. — 2005
What SOUTHSTATE BANK, N.A. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 177,020,000 | 178,903,000 | 175,084,000 | 173,095,000 |
| Total loans | 69,471,000 | 72,499,000 | 74,953,000 | 76,604,000 |
| Allowance for loan losses | 965,000 | 967,000 | 967,000 | 909,000 |
| Securities available for sale | 93,824,000 | 81,505,000 | 88,746,000 | 80,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,429,000 | 151,064,000 | 142,485,000 | 145,670,000 |
| Interest-bearing deposits | 92,780,000 | 91,515,000 | 87,564,000 | 91,877,000 |
| Noninterest-bearing deposits | 63,649,000 | 59,549,000 | 54,921,000 | 53,793,000 |
| Equity capital | 11,898,000 | 12,427,000 | 12,858,000 | 13,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,727,000 | 3,534,000 | 5,490,000 | 7,526,000 |
| Interest expense | 300,000 | 628,000 | 1,014,000 | 1,493,000 |
| Net interest income | 1,427,000 | 2,906,000 | 4,476,000 | 6,033,000 |
| Noninterest income | 253,000 | 527,000 | 798,000 | 1,057,000 |
| Noninterest expense | 1,100,000 | 2,257,000 | 3,402,000 | 4,517,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 580,000 | 1,176,000 | 1,872,000 | 2,573,000 |
| Income tax | 214,000 | 435,000 | 692,000 | 951,000 |
| Net income | 366,000 | 741,000 | 1,180,000 | 1,622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,432,000 | 12,807,000 | 13,246,000 | 13,688,000 |
| Total capital | 13,292,000 | 13,740,000 | 14,203,000 | 14,597,000 |
| Risk-weighted assets | 68,665,000 | 74,599,000 | 76,511,000 | 78,952,000 |