Call reports 2004
SOUTHSTATE BANK, N.A. — 2004
What SOUTHSTATE BANK, N.A. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 155,769,000 | 165,771,000 | 165,503,000 | 180,199,000 |
| Total loans | 67,361,000 | 66,820,000 | 66,998,000 | 67,857,000 |
| Allowance for loan losses | 964,000 | 964,000 | 964,000 | 964,000 |
| Securities available for sale | 57,228,000 | 77,462,000 | 76,837,000 | 97,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,264,000 | 143,123,000 | 140,626,000 | 155,227,000 |
| Interest-bearing deposits | 85,858,000 | 87,095,000 | 86,459,000 | 94,035,000 |
| Noninterest-bearing deposits | 49,406,000 | 56,028,000 | 54,167,000 | 61,192,000 |
| Equity capital | 9,448,000 | 11,175,000 | 11,569,000 | 11,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,372,000 | 2,795,000 | 4,256,000 | 5,820,000 |
| Interest expense | 217,000 | 439,000 | 674,000 | 946,000 |
| Net interest income | 1,155,000 | 2,356,000 | 3,582,000 | 4,874,000 |
| Noninterest income | 233,000 | 490,000 | 733,000 | 1,008,000 |
| Noninterest expense | 1,010,000 | 2,020,000 | 3,030,000 | 4,039,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 318,000 | 767,000 | 1,225,000 | 1,783,000 |
| Income tax | 118,000 | 285,000 | 455,000 | 653,000 |
| Net income | 200,000 | 482,000 | 770,000 | 1,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,336,000 | 11,418,000 | 11,705,000 | 12,066,000 |
| Total capital | 10,150,000 | 12,217,000 | 12,517,000 | 12,903,000 |
| Risk-weighted assets | 64,984,000 | 63,786,000 | 64,814,000 | 66,802,000 |