Call reports 2012
FIRST FINANCIAL BANK — 2012
What FIRST FINANCIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 179,175,000 | 176,750,000 | 182,934,000 |
| Total loans | 90,452,000 | 93,862,000 | 94,134,000 |
| Allowance for loan losses | 1,115,000 | 1,221,000 | 1,272,000 |
| Securities available for sale | 70,704,000 | 67,101,000 | 65,237,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 153,357,000 | 147,700,000 | 156,086,000 |
| Interest-bearing deposits | 128,525,000 | 124,040,000 | 127,518,000 |
| Noninterest-bearing deposits | 24,832,000 | 23,660,000 | 28,568,000 |
| Equity capital | 24,979,000 | 25,327,000 | 25,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 1,717,000 | 3,436,000 | 5,135,000 |
| Interest expense | 187,000 | 350,000 | 490,000 |
| Net interest income | 1,530,000 | 3,086,000 | 4,645,000 |
| Noninterest income | 275,000 | 613,000 | 911,000 |
| Noninterest expense | 960,000 | 1,836,000 | 2,731,000 |
| Provision for loan losses | 100,000 | 200,000 | 250,000 |
| Pretax income | 745,000 | 1,683,000 | 2,595,000 |
| Income tax | 198,000 | 454,000 | 697,000 |
| Net income | 547,000 | 1,229,000 | 1,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 14,087,000 | 14,342,000 | 14,578,000 |
| Total capital | 15,202,000 | 15,563,000 | 15,838,000 |
| Risk-weighted assets | 97,333,000 | 98,641,000 | 100,751,000 |