Call reports 2011
FIRST FINANCIAL BANK — 2011
What FIRST FINANCIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 176,338,000 | 172,156,000 | 176,391,000 | 181,196,000 |
| Total loans | 90,793,000 | 91,015,000 | 85,482,000 | 88,381,000 |
| Allowance for loan losses | 161,000 | 617,000 | 874,000 | 1,023,000 |
| Securities available for sale | 64,019,000 | 62,686,000 | 67,839,000 | 71,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,876,000 | 147,642,000 | 151,178,000 | 154,731,000 |
| Interest-bearing deposits | 130,019,000 | 127,012,000 | 127,335,000 | 131,047,000 |
| Noninterest-bearing deposits | 22,857,000 | 20,630,000 | 23,843,000 | 23,684,000 |
| Equity capital | 22,961,000 | 24,012,000 | 24,608,000 | 24,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,840,000 | 3,721,000 | 5,513,000 | 7,261,000 |
| Interest expense | 233,000 | 436,000 | 623,000 | 814,000 |
| Net interest income | 1,607,000 | 3,285,000 | 4,890,000 | 6,447,000 |
| Noninterest income | 243,000 | 555,000 | 854,000 | 1,141,000 |
| Noninterest expense | 1,047,000 | 1,856,000 | 2,702,000 | 3,536,000 |
| Provision for loan losses | 136,000 | 593,000 | 850,000 | 1,006,000 |
| Pretax income | 667,000 | 1,391,000 | 2,192,000 | 3,046,000 |
| Income tax | 183,000 | 390,000 | 615,000 | 855,000 |
| Net income | 484,000 | 1,001,000 | 1,577,000 | 2,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,125,000 | 13,716,000 | 13,916,000 | 14,102,000 |
| Total capital | 13,286,000 | 14,333,000 | 14,790,000 | 15,125,000 |
| Risk-weighted assets | 93,170,000 | 92,876,000 | 92,484,000 | 96,726,000 |