Call reports 2008
FIRST FINANCIAL BANK — 2008
What FIRST FINANCIAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 109,133,000 | 111,842,000 | 121,239,000 | 120,965,000 |
| Total loans | 77,588,000 | 82,334,000 | 86,263,000 | 86,125,000 |
| Allowance for loan losses | 908,000 | 950,000 | 995,000 | 1,101,000 |
| Securities available for sale | 21,280,000 | 21,991,000 | 19,889,000 | 27,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,603,000 | 101,095,000 | 109,649,000 | 108,592,000 |
| Interest-bearing deposits | 84,072,000 | 82,447,000 | 85,044,000 | 85,536,000 |
| Noninterest-bearing deposits | 14,531,000 | 18,648,000 | 24,605,000 | 23,056,000 |
| Equity capital | 10,345,000 | 10,538,000 | 11,335,000 | 12,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,797,000 | 3,574,000 | 5,405,000 | 7,275,000 |
| Interest expense | 774,000 | 1,457,000 | 2,107,000 | 2,723,000 |
| Net interest income | 1,023,000 | 2,117,000 | 3,298,000 | 4,552,000 |
| Noninterest income | 98,000 | 225,000 | 338,000 | 414,000 |
| Noninterest expense | 610,000 | 1,215,000 | 1,848,000 | 2,544,000 |
| Provision for loan losses | 30,000 | 75,000 | 120,000 | 230,000 |
| Pretax income | 481,000 | 1,083,000 | 1,697,000 | 2,241,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 481,000 | 1,083,000 | 1,697,000 | 2,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,890,000 | 10,492,000 | 11,106,000 | 11,649,000 |
| Total capital | 10,798,000 | 11,442,000 | 12,101,000 | 12,680,000 |
| Risk-weighted assets | 74,180,000 | 80,459,000 | 83,496,000 | 82,442,000 |