Call reports 2007
FIRST FINANCIAL BANK — 2007
What FIRST FINANCIAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 90,529,000 | 96,421,000 | 103,307,000 | 104,052,000 |
| Total loans | 64,928,000 | 66,365,000 | 70,274,000 | 74,396,000 |
| Allowance for loan losses | 796,000 | 826,000 | 856,000 | 887,000 |
| Securities available for sale | 9,458,000 | 12,956,000 | 15,469,000 | 21,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,947,000 | 87,526,000 | 93,548,000 | 94,335,000 |
| Interest-bearing deposits | 66,897,000 | 69,890,000 | 76,092,000 | 79,281,000 |
| Noninterest-bearing deposits | 15,050,000 | 17,636,000 | 17,456,000 | 15,054,000 |
| Equity capital | 8,419,000 | 8,722,000 | 9,529,000 | 9,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,533,000 | 3,175,000 | 4,938,000 | 6,805,000 |
| Interest expense | 651,000 | 1,354,000 | 2,124,000 | 2,948,000 |
| Net interest income | 882,000 | 1,821,000 | 2,814,000 | 3,857,000 |
| Noninterest income | 130,000 | 255,000 | 382,000 | 507,000 |
| Noninterest expense | 524,000 | 1,052,000 | 1,588,000 | 2,244,000 |
| Provision for loan losses | 0 | 30,000 | 60,000 | 90,000 |
| Pretax income | 477,000 | 983,000 | 1,529,000 | 2,012,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 477,000 | 983,000 | 1,529,000 | 2,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,474,000 | 8,980,000 | 9,525,000 | 9,409,000 |
| Total capital | 9,258,000 | 9,775,000 | 10,374,000 | 10,296,000 |
| Risk-weighted assets | 62,699,000 | 63,610,000 | 67,897,000 | 71,198,000 |