Call reports 2006
FIRST FINANCIAL BANK — 2006
What FIRST FINANCIAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 77,832,000 | 78,872,000 | 85,055,000 | 87,091,000 |
| Total loans | 50,236,000 | 56,224,000 | 58,754,000 | 61,225,000 |
| Allowance for loan losses | 792,000 | 793,000 | 793,000 | 796,000 |
| Securities available for sale | 18,920,000 | 16,469,000 | 13,688,000 | 13,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,399,000 | 71,815,000 | 77,431,000 | 79,041,000 |
| Interest-bearing deposits | 59,569,000 | 59,751,000 | 64,201,000 | 64,758,000 |
| Noninterest-bearing deposits | 10,830,000 | 12,064,000 | 13,230,000 | 14,283,000 |
| Equity capital | 7,245,000 | 6,916,000 | 7,439,000 | 7,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,166,000 | 2,432,000 | 3,840,000 | 5,348,000 |
| Interest expense | 487,000 | 1,030,000 | 1,625,000 | 2,281,000 |
| Net interest income | 679,000 | 1,402,000 | 2,215,000 | 3,067,000 |
| Noninterest income | 117,000 | 234,000 | 349,000 | 457,000 |
| Noninterest expense | 482,000 | 920,000 | 1,449,000 | 2,008,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 314,000 | 652,000 | 1,050,000 | 1,432,000 |
| Income tax | 8,000 | 8,000 | 8,000 | 8,000 |
| Net income | 306,000 | 644,000 | 1,042,000 | 1,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,448,000 | 7,217,000 | 7,614,000 | 7,996,000 |
| Total capital | 8,038,000 | 7,860,000 | 8,302,000 | 8,721,000 |
| Risk-weighted assets | 47,037,000 | 51,322,000 | 54,941,000 | 57,902,000 |