Call reports 2005
FIRST FINANCIAL BANK — 2005
What FIRST FINANCIAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 60,531,000 | 65,503,000 | 71,404,000 | 74,688,000 |
| Total loans | 44,023,000 | 44,298,000 | 47,864,000 | 48,335,000 |
| Allowance for loan losses | 794,000 | 794,000 | 795,000 | 792,000 |
| Securities available for sale | 11,687,000 | 11,052,000 | 14,359,000 | 15,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,581,000 | 58,864,000 | 64,441,000 | 67,574,000 |
| Interest-bearing deposits | 46,114,000 | 49,713,000 | 52,085,000 | 56,078,000 |
| Noninterest-bearing deposits | 7,468,000 | 9,151,000 | 12,356,000 | 11,496,000 |
| Equity capital | 6,829,000 | 6,484,000 | 6,743,000 | 6,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 844,000 | 1,778,000 | 2,800,000 | 3,892,000 |
| Interest expense | 270,000 | 595,000 | 972,000 | 1,400,000 |
| Net interest income | 574,000 | 1,183,000 | 1,828,000 | 2,492,000 |
| Noninterest income | 103,000 | 215,000 | 372,000 | 512,000 |
| Noninterest expense | 410,000 | 886,000 | 1,372,000 | 1,909,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 267,000 | 512,000 | 828,000 | 1,095,000 |
| Income tax | -3,000 | 3,000 | 3,000 | 6,000 |
| Net income | 270,000 | 509,000 | 825,000 | 1,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,921,000 | 6,560,000 | 6,609,000 | 7,141,000 |
| Total capital | 7,394,000 | 7,057,000 | 6,609,000 | 7,688,000 |
| Risk-weighted assets | 37,499,000 | 39,458,000 | 41,582,000 | 45,160,000 |