Call reports 2004
FIRST FINANCIAL BANK — 2004
What FIRST FINANCIAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 47,059,000 | 50,785,000 | 55,038,000 | 57,023,000 |
| Total loans | 35,991,000 | 36,926,000 | 39,125,000 | 41,950,000 |
| Allowance for loan losses | 869,000 | 879,000 | 816,000 | 810,000 |
| Securities available for sale | 5,824,000 | 9,486,000 | 10,066,000 | 11,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,403,000 | 44,219,000 | 48,021,000 | 50,241,000 |
| Interest-bearing deposits | 34,082,000 | 37,780,000 | 40,581,000 | 43,075,000 |
| Noninterest-bearing deposits | 6,321,000 | 6,439,000 | 7,440,000 | 7,166,000 |
| Equity capital | 6,464,000 | 6,481,000 | 6,883,000 | 6,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 891,000 | 1,569,000 | 2,299,000 | 3,109,000 |
| Interest expense | 226,000 | 427,000 | 651,000 | 891,000 |
| Net interest income | 665,000 | 1,142,000 | 1,648,000 | 2,218,000 |
| Noninterest income | 798,000 | 867,000 | 957,000 | 1,066,000 |
| Noninterest expense | 667,000 | 1,079,000 | 1,503,000 | 1,995,000 |
| Provision for loan losses | 45,000 | 55,000 | 0 | 0 |
| Pretax income | 754,000 | 878,000 | 1,105,000 | 1,292,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 754,000 | 878,000 | 1,105,000 | 1,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,465,000 | 6,588,000 | 6,817,000 | 6,652,000 |
| Total capital | 6,840,000 | 6,978,000 | 7,231,000 | 7,095,000 |
| Risk-weighted assets | 29,501,000 | 30,666,000 | 32,754,000 | 35,044,000 |