Call reports 2003
FIRST FINANCIAL BANK — 2003
What FIRST FINANCIAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 52,684,000 | 55,876,000 | 59,285,000 | 60,760,000 |
| Total loans | 44,219,000 | 45,753,000 | 46,219,000 | 45,740,000 |
| Allowance for loan losses | 660,000 | 713,000 | 762,000 | 824,000 |
| Securities available for sale | 3,575,000 | 4,037,000 | 5,859,000 | 10,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,302,000 | 50,313,000 | 53,578,000 | 54,973,000 |
| Interest-bearing deposits | 39,819,000 | 41,617,000 | 44,142,000 | 44,628,000 |
| Noninterest-bearing deposits | 7,483,000 | 8,696,000 | 9,436,000 | 10,345,000 |
| Equity capital | 5,275,000 | 5,454,000 | 5,563,000 | 5,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 936,000 | 1,803,000 | 2,678,000 | 3,586,000 |
| Interest expense | 269,000 | 488,000 | 702,000 | 912,000 |
| Net interest income | 667,000 | 1,315,000 | 1,976,000 | 2,674,000 |
| Noninterest income | 202,000 | 275,000 | 356,000 | 468,000 |
| Noninterest expense | 569,000 | 1,043,000 | 1,589,000 | 2,190,000 |
| Provision for loan losses | 80,000 | 140,000 | 200,000 | 260,000 |
| Pretax income | 239,000 | 426,000 | 562,000 | 711,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 237,000 | 424,000 | 560,000 | 709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,842,000 | 5,037,000 | 5,182,000 | 5,339,000 |
| Total capital | 5,289,000 | 5,503,000 | 5,665,000 | 5,826,000 |
| Risk-weighted assets | 35,604,000 | 37,030,000 | 38,329,000 | 38,602,000 |