Call reports 2002
FIRST FINANCIAL BANK — 2002
What FIRST FINANCIAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 48,601,000 | 57,395,000 | 62,577,000 | 61,455,000 |
| Total loans | 36,762,000 | 43,335,000 | 45,693,000 | 48,196,000 |
| Allowance for loan losses | 397,000 | 480,000 | 530,000 | 579,000 |
| Securities available for sale | 4,029,000 | 2,395,000 | 5,469,000 | 4,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,327,000 | 52,629,000 | 57,452,000 | 56,278,000 |
| Interest-bearing deposits | 36,796,000 | 43,169,000 | 47,503,000 | 47,261,000 |
| Noninterest-bearing deposits | 7,531,000 | 9,460,000 | 9,949,000 | 9,017,000 |
| Equity capital | 4,131,000 | 4,625,000 | 4,967,000 | 5,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 775,000 | 1,651,000 | 2,600,000 | 3,590,000 |
| Interest expense | 261,000 | 529,000 | 833,000 | 1,137,000 |
| Net interest income | 514,000 | 1,122,000 | 1,767,000 | 2,453,000 |
| Noninterest income | 49,000 | 125,000 | 203,000 | 295,000 |
| Noninterest expense | 391,000 | 835,000 | 1,262,000 | 1,851,000 |
| Provision for loan losses | 35,000 | 120,000 | 170,000 | 230,000 |
| Pretax income | 137,000 | 329,000 | 575,000 | 704,000 |
| Income tax | 4,000 | 6,000 | 4,000 | -4,000 |
| Net income | 133,000 | 323,000 | 571,000 | 708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,430,000 | 3,882,000 | 4,136,000 | 4,279,000 |
| Total capital | 3,827,000 | 4,350,000 | 4,616,000 | 4,781,000 |
| Risk-weighted assets | 31,886,000 | 37,458,000 | 38,346,000 | 40,064,000 |