Call reports 2006
HOME BANK OF TENNESSEE, THE — 2006
What HOME BANK OF TENNESSEE, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Total assets | 112,185,000 | 116,433,000 | 125,766,000 |
| Total loans | 85,578,000 | 90,023,000 | 86,930,000 |
| Allowance for loan losses | 1,353,000 | 1,145,000 | 1,178,000 |
| Securities available for sale | 18,630,000 | 18,362,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 85,944,000 | 88,315,000 | 84,720,000 |
| Interest-bearing deposits | 73,027,000 | 75,447,000 | 72,860,000 |
| Noninterest-bearing deposits | 12,917,000 | 12,868,000 | 11,860,000 |
| Equity capital | 10,036,000 | 9,944,000 | 26,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Interest income | 1,960,000 | 4,146,000 | 1,432,000 |
| Interest expense | 643,000 | 1,402,000 | 556,000 |
| Net interest income | 1,317,000 | 2,744,000 | 876,000 |
| Noninterest income | 111,000 | 296,000 | 76,000 |
| Noninterest expense | 888,000 | 1,563,000 | 383,000 |
| Provision for loan losses | 25,000 | 475,000 | 15,000 |
| Pretax income | 515,000 | 1,002,000 | 580,000 |
| Income tax | 38,000 | 75,000 | 228,000 |
| Net income | 477,000 | 927,000 | 352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Tier 1 capital | 10,084,000 | 10,110,000 | 9,329,000 |
| Total capital | 11,221,000 | 11,255,000 | 10,460,000 |
| Risk-weighted assets | 90,743,000 | 95,122,000 | 90,621,000 |