Call reports 2005
HOME BANK OF TENNESSEE, THE — 2005
What HOME BANK OF TENNESSEE, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 103,553,000 | 112,862,000 | 110,014,000 | 107,662,000 |
| Total loans | 83,180,000 | 80,423,000 | 79,696,000 | 81,002,000 |
| Allowance for loan losses | 1,334,000 | 1,356,000 | 1,349,000 | 1,328,000 |
| Securities available for sale | 12,355,000 | 12,852,000 | 16,245,000 | 18,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,656,000 | 96,864,000 | 92,765,000 | 90,382,000 |
| Interest-bearing deposits | 74,977,000 | 84,547,000 | 79,249,000 | 78,278,000 |
| Noninterest-bearing deposits | 11,679,000 | 12,317,000 | 13,516,000 | 12,104,000 |
| Equity capital | 9,192,000 | 9,545,000 | 9,770,000 | 9,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,519,000 | 3,127,000 | 4,878,000 | 6,822,000 |
| Interest expense | 442,000 | 924,000 | 1,465,000 | 2,044,000 |
| Net interest income | 1,077,000 | 2,203,000 | 3,413,000 | 4,778,000 |
| Noninterest income | 137,000 | 261,000 | 434,000 | 606,000 |
| Noninterest expense | 829,000 | 1,635,000 | 2,464,000 | 3,253,000 |
| Provision for loan losses | 45,000 | 65,000 | 65,000 | 75,000 |
| Pretax income | 340,000 | 764,000 | 1,318,000 | 2,056,000 |
| Income tax | 26,000 | 59,000 | 100,000 | 153,000 |
| Net income | 314,000 | 705,000 | 1,218,000 | 1,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,034,000 | 9,325,000 | 9,588,000 | 9,923,000 |
| Total capital | 10,130,000 | 10,407,000 | 10,670,000 | 9,923,000 |
| Risk-weighted assets | 87,497,000 | 86,285,000 | 86,261,000 | 85,518,000 |