Call reports 2003
HOME BANK OF TENNESSEE, THE — 2003
What HOME BANK OF TENNESSEE, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 96,260,000 | 94,375,000 | 94,746,000 | 95,731,000 |
| Total loans | 65,204,000 | 65,522,000 | 65,683,000 | 70,319,000 |
| Allowance for loan losses | 836,000 | 832,000 | 857,000 | 917,000 |
| Securities available for sale | 21,957,000 | 17,807,000 | 17,261,000 | 17,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,799,000 | 73,345,000 | 73,160,000 | 72,876,000 |
| Interest-bearing deposits | 63,475,000 | 64,554,000 | 63,797,000 | 63,613,000 |
| Noninterest-bearing deposits | 7,324,000 | 8,791,000 | 9,363,000 | 9,263,000 |
| Equity capital | 8,082,000 | 8,394,000 | 8,381,000 | 8,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,308,000 | 2,596,000 | 3,829,000 | 5,103,000 |
| Interest expense | 435,000 | 852,000 | 1,222,000 | 1,570,000 |
| Net interest income | 873,000 | 1,744,000 | 2,607,000 | 3,533,000 |
| Noninterest income | 165,000 | 626,000 | 840,000 | 1,039,000 |
| Noninterest expense | 771,000 | 1,540,000 | 2,288,000 | 2,977,000 |
| Provision for loan losses | 30,000 | 50,000 | 80,000 | 150,000 |
| Pretax income | 237,000 | 780,000 | 1,079,000 | 1,445,000 |
| Income tax | 20,000 | 130,000 | 153,000 | 183,000 |
| Net income | 217,000 | 650,000 | 926,000 | 1,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,525,000 | 7,858,000 | 8,034,000 | 8,270,000 |
| Total capital | 8,361,000 | 8,690,000 | 8,891,000 | 9,187,000 |
| Risk-weighted assets | 70,050,000 | 70,734,000 | 72,192,000 | 75,242,000 |