Call reports 2002
HOME BANK OF TENNESSEE, THE — 2002
What HOME BANK OF TENNESSEE, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 79,616,000 | 87,457,000 | 95,333,000 | 95,803,000 |
| Total loans | 52,765,000 | 52,771,000 | 56,571,000 | 63,221,000 |
| Allowance for loan losses | 744,000 | 757,000 | 786,000 | 811,000 |
| Securities available for sale | 19,503,000 | 25,203,000 | 29,379,000 | 24,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,397,000 | 64,454,000 | 71,906,000 | 71,118,000 |
| Interest-bearing deposits | 54,914,000 | 57,006,000 | 62,693,000 | 62,287,000 |
| Noninterest-bearing deposits | 6,483,000 | 7,448,000 | 9,213,000 | 8,831,000 |
| Equity capital | 7,356,000 | 7,749,000 | 7,862,000 | 8,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,257,000 | 2,532,000 | 3,838,000 | 5,168,000 |
| Interest expense | 472,000 | 930,000 | 1,416,000 | 1,881,000 |
| Net interest income | 785,000 | 1,602,000 | 2,422,000 | 3,287,000 |
| Noninterest income | 126,000 | 244,000 | 381,000 | 566,000 |
| Noninterest expense | 605,000 | 1,277,000 | 2,004,000 | 2,676,000 |
| Provision for loan losses | 43,000 | 88,000 | 133,000 | 177,000 |
| Pretax income | 263,000 | 481,000 | 666,000 | 1,017,000 |
| Income tax | 20,000 | 48,000 | 68,000 | 94,000 |
| Net income | 243,000 | 433,000 | 598,000 | 923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,994,000 | 7,094,000 | 7,168,000 | 7,402,000 |
| Total capital | 7,719,000 | 7,845,000 | 7,954,000 | 8,213,000 |
| Risk-weighted assets | 58,006,000 | 60,200,000 | 64,835,000 | 69,003,000 |