Call reports 2001
HOME BANK OF TENNESSEE, THE — 2001
What HOME BANK OF TENNESSEE, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 76,602,000 | 77,426,000 | 79,499,000 | 80,272,000 |
| Total loans | 50,851,000 | 52,635,000 | 49,896,000 | 51,966,000 |
| Allowance for loan losses | 663,000 | 691,000 | 738,000 | 699,000 |
| Securities available for sale | 15,135,000 | 16,608,000 | 15,099,000 | 20,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,664,000 | 60,451,000 | 61,857,000 | 62,176,000 |
| Interest-bearing deposits | 53,413,000 | 53,018,000 | 55,827,000 | 55,942,000 |
| Noninterest-bearing deposits | 6,251,000 | 7,433,000 | 6,030,000 | 6,234,000 |
| Equity capital | 6,685,000 | 6,884,000 | 7,390,000 | 7,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,490,000 | 3,006,000 | 4,423,000 | 5,695,000 |
| Interest expense | 773,000 | 1,531,000 | 2,245,000 | 2,815,000 |
| Net interest income | 717,000 | 1,475,000 | 2,178,000 | 2,880,000 |
| Noninterest income | 90,000 | 192,000 | 710,000 | 878,000 |
| Noninterest expense | 577,000 | 1,134,000 | 1,703,000 | 2,275,000 |
| Provision for loan losses | 38,000 | 75,000 | 163,000 | 200,000 |
| Pretax income | 192,000 | 458,000 | 1,022,000 | 1,283,000 |
| Income tax | 118,000 | 139,000 | 303,000 | 324,000 |
| Net income | 74,000 | 319,000 | 719,000 | 959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,161,000 | 6,340,000 | 6,672,000 | 6,848,000 |
| Total capital | 6,794,000 | 7,017,000 | 7,346,000 | 7,547,000 |
| Risk-weighted assets | 50,683,000 | 54,434,000 | 53,868,000 | 56,520,000 |