Call reports 2026
WEST ALABAMA BANK & TRUST — 2026
What WEST ALABAMA BANK & TRUST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 928,249,000 | 928,951,000 |
| Total loans | 586,663,000 | 603,859,000 |
| Allowance for loan losses | 7,026,000 | 7,132,000 |
| Securities available for sale | 234,135,000 | 220,084,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 808,099,000 | 806,413,000 |
| Interest-bearing deposits | 602,165,000 | 599,821,000 |
| Noninterest-bearing deposits | 205,934,000 | 206,592,000 |
| Equity capital | 96,067,000 | 97,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 11,915,000 | 23,924,000 |
| Interest expense | 4,022,000 | 8,101,000 |
| Net interest income | 7,893,000 | 15,823,000 |
| Noninterest income | 1,518,000 | 3,368,000 |
| Noninterest expense | 5,244,000 | 10,531,000 |
| Provision for loan losses | 175,000 | 450,000 |
| Pretax income | 3,983,000 | 7,861,000 |
| Income tax | 906,000 | 1,766,000 |
| Net income | 3,077,000 | 6,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 114,932,000 | 116,709,000 |