Call report 2025Q4
WEST ALABAMA BANK & TRUST — 2025Q4
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,001,455,000 | USD | evidence → |
| Total loans | 578,855,000 | USD | evidence → |
| Allowance for loan losses | 7,147,000 | USD | evidence → |
| Securities available for sale | 242,697,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 885,448,000 | USD | evidence → |
| Interest-bearing deposits | 597,761,000 | USD | evidence → |
| Noninterest-bearing deposits | 287,687,000 | USD | evidence → |
| Equity capital | 93,603,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 49,423,000 | USD | evidence → |
| Interest expense | 19,316,000 | USD | evidence → |
| Net interest income | 30,107,000 | USD | evidence → |
| Noninterest income | 6,952,000 | USD | evidence → |
| Noninterest expense | 21,620,000 | USD | evidence → |
| Provision for loan losses | 1,100,000 | USD | evidence → |
| Pretax income | 13,803,000 | USD | evidence → |
| Income tax | 3,161,000 | USD | evidence → |
| Net income | 10,642,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 111,855,000 | USD | evidence → |