Call report 2025Q1
WEST ALABAMA BANK & TRUST — 2025Q1
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 934,766,000 | USD | evidence → |
| Total loans | 586,014,000 | USD | evidence → |
| Allowance for loan losses | 6,817,000 | USD | evidence → |
| Securities available for sale | 225,005,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 812,498,000 | USD | evidence → |
| Interest-bearing deposits | 549,248,000 | USD | evidence → |
| Noninterest-bearing deposits | 263,250,000 | USD | evidence → |
| Equity capital | 82,977,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,131,000 | USD | evidence → |
| Interest expense | 4,896,000 | USD | evidence → |
| Net interest income | 7,235,000 | USD | evidence → |
| Noninterest income | 1,392,000 | USD | evidence → |
| Noninterest expense | 5,221,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,134,000 | USD | evidence → |
| Income tax | 692,000 | USD | evidence → |
| Net income | 2,442,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 107,139,000 | USD | evidence → |