Call report 2023Q4
WEST ALABAMA BANK & TRUST — 2023Q4
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 946,400,000 | USD | evidence → |
| Total loans | 539,568,000 | USD | evidence → |
| Allowance for loan losses | 5,577,000 | USD | evidence → |
| Securities available for sale | 243,812,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 796,125,000 | USD | evidence → |
| Interest-bearing deposits | 530,671,000 | USD | evidence → |
| Noninterest-bearing deposits | 265,454,000 | USD | evidence → |
| Equity capital | 72,251,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 38,011,000 | USD | evidence → |
| Interest expense | 13,574,000 | USD | evidence → |
| Net interest income | 24,437,000 | USD | evidence → |
| Noninterest income | 5,842,000 | USD | evidence → |
| Noninterest expense | 19,154,000 | USD | evidence → |
| Provision for loan losses | 690,000 | USD | evidence → |
| Pretax income | 10,200,000 | USD | evidence → |
| Income tax | 2,194,000 | USD | evidence → |
| Net income | 8,006,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 99,229,000 | USD | evidence → |