Call report 2022Q4
WEST ALABAMA BANK & TRUST — 2022Q4
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 854,535,000 | USD | evidence → |
| Total loans | 467,673,000 | USD | evidence → |
| Allowance for loan losses | 5,158,000 | USD | evidence → |
| Securities available for sale | 245,625,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 764,745,000 | USD | evidence → |
| Interest-bearing deposits | 506,368,000 | USD | evidence → |
| Noninterest-bearing deposits | 258,377,000 | USD | evidence → |
| Equity capital | 64,616,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,461,000 | USD | evidence → |
| Interest expense | 3,760,000 | USD | evidence → |
| Net interest income | 23,701,000 | USD | evidence → |
| Noninterest income | 6,136,000 | USD | evidence → |
| Noninterest expense | 18,819,000 | USD | evidence → |
| Provision for loan losses | 865,000 | USD | evidence → |
| Pretax income | 9,959,000 | USD | evidence → |
| Income tax | 2,134,000 | USD | evidence → |
| Net income | 7,825,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 94,164,000 | USD | evidence → |