Call report 2021Q4
WEST ALABAMA BANK & TRUST — 2021Q4
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 773,500,000 | USD | evidence → |
| Total loans | 385,114,000 | USD | evidence → |
| Allowance for loan losses | 4,438,000 | USD | evidence → |
| Securities available for sale | 307,410,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 674,869,000 | USD | evidence → |
| Interest-bearing deposits | 472,179,000 | USD | evidence → |
| Noninterest-bearing deposits | 202,690,000 | USD | evidence → |
| Equity capital | 94,723,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,319,000 | USD | evidence → |
| Interest expense | 4,571,000 | USD | evidence → |
| Net interest income | 20,748,000 | USD | evidence → |
| Noninterest income | 7,225,000 | USD | evidence → |
| Noninterest expense | 18,175,000 | USD | evidence → |
| Provision for loan losses | 2,250,000 | USD | evidence → |
| Pretax income | 7,625,000 | USD | evidence → |
| Income tax | 1,389,000 | USD | evidence → |
| Net income | 6,236,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 89,043,000 | USD | evidence → |