Call report 2020Q4
WEST ALABAMA BANK & TRUST — 2020Q4
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 735,631,000 | USD | evidence → |
| Total loans | 391,706,000 | USD | evidence → |
| Allowance for loan losses | 4,814,000 | USD | evidence → |
| Securities available for sale | 273,800,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 615,240,000 | USD | evidence → |
| Interest-bearing deposits | 579,505,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,735,000 | USD | evidence → |
| Equity capital | 95,262,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,548,000 | USD | evidence → |
| Interest expense | 6,048,000 | USD | evidence → |
| Net interest income | 19,500,000 | USD | evidence → |
| Noninterest income | 5,355,000 | USD | evidence → |
| Noninterest expense | 16,567,000 | USD | evidence → |
| Provision for loan losses | 900,000 | USD | evidence → |
| Pretax income | 7,514,000 | USD | evidence → |
| Income tax | 1,583,000 | USD | evidence → |
| Net income | 5,931,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 84,822,000 | USD | evidence → |