Call report 2019Q4
WEST ALABAMA BANK & TRUST — 2019Q4
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 644,050,000 | USD | evidence → |
| Total loans | 396,498,000 | USD | evidence → |
| Allowance for loan losses | 4,216,000 | USD | evidence → |
| Securities available for sale | 189,275,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 525,425,000 | USD | evidence → |
| Interest-bearing deposits | 499,183,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,242,000 | USD | evidence → |
| Equity capital | 89,765,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,413,000 | USD | evidence → |
| Interest expense | 6,318,000 | USD | evidence → |
| Net interest income | 20,095,000 | USD | evidence → |
| Noninterest income | 5,869,000 | USD | evidence → |
| Noninterest expense | 16,198,000 | USD | evidence → |
| Provision for loan losses | 824,000 | USD | evidence → |
| Pretax income | 8,998,000 | USD | evidence → |
| Income tax | 1,787,000 | USD | evidence → |
| Net income | 7,211,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 81,890,000 | USD | evidence → |
| Total capital | 86,106,000 | USD | evidence → |
| Risk-weighted assets | 442,196,000 | USD | evidence → |