Call report 2019Q2
WEST ALABAMA BANK & TRUST — 2019Q2
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2019Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 631,420,000 | USD | evidence → |
| Total loans | 394,438,000 | USD | evidence → |
| Allowance for loan losses | 4,282,000 | USD | evidence → |
| Securities available for sale | 173,762,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 512,838,000 | USD | evidence → |
| Interest-bearing deposits | 486,277,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,561,000 | USD | evidence → |
| Equity capital | 86,970,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,073,000 | USD | evidence → |
| Interest expense | 2,989,000 | USD | evidence → |
| Net interest income | 10,084,000 | USD | evidence → |
| Noninterest income | 2,912,000 | USD | evidence → |
| Noninterest expense | 7,645,000 | USD | evidence → |
| Provision for loan losses | 325,000 | USD | evidence → |
| Pretax income | 5,033,000 | USD | evidence → |
| Income tax | 1,093,000 | USD | evidence → |
| Net income | 3,940,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 79,191,000 | USD | evidence → |
| Total capital | 83,473,000 | USD | evidence → |
| Risk-weighted assets | 436,230,000 | USD | evidence → |