Call report 2018Q4
WEST ALABAMA BANK & TRUST — 2018Q4
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 606,858,000 | USD | evidence → |
| Total loans | 392,587,000 | USD | evidence → |
| Allowance for loan losses | 4,109,000 | USD | evidence → |
| Securities available for sale | 159,363,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 495,063,000 | USD | evidence → |
| Interest-bearing deposits | 471,986,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,077,000 | USD | evidence → |
| Equity capital | 82,514,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,673,000 | USD | evidence → |
| Interest expense | 5,142,000 | USD | evidence → |
| Net interest income | 19,531,000 | USD | evidence → |
| Noninterest income | 5,660,000 | USD | evidence → |
| Noninterest expense | 15,549,000 | USD | evidence → |
| Provision for loan losses | 625,000 | USD | evidence → |
| Pretax income | 8,837,000 | USD | evidence → |
| Income tax | 1,786,000 | USD | evidence → |
| Net income | 7,051,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 79,045,000 | USD | evidence → |
| Total capital | 83,154,000 | USD | evidence → |
| Risk-weighted assets | 434,733,000 | USD | evidence → |