Call report 2013Q4
WEST ALABAMA BANK & TRUST — 2013Q4
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 555,687,000 | USD | evidence → |
| Total loans | 285,943,000 | USD | evidence → |
| Allowance for loan losses | 5,106,000 | USD | evidence → |
| Securities available for sale | 200,530,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 456,517,000 | USD | evidence → |
| Interest-bearing deposits | 435,868,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,649,000 | USD | evidence → |
| Equity capital | 59,169,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,228,000 | USD | evidence → |
| Interest expense | 4,832,000 | USD | evidence → |
| Net interest income | 17,396,000 | USD | evidence → |
| Noninterest income | 4,724,000 | USD | evidence → |
| Noninterest expense | 13,675,000 | USD | evidence → |
| Provision for loan losses | 1,435,000 | USD | evidence → |
| Pretax income | 7,271,000 | USD | evidence → |
| Income tax | 2,046,000 | USD | evidence → |
| Net income | 5,225,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 59,632,000 | USD | evidence → |
| Total capital | 63,980,000 | USD | evidence → |
| Risk-weighted assets | 347,090,000 | USD | evidence → |