Call report 2009Q4
WEST ALABAMA BANK & TRUST — 2009Q4
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 569,532,000 | USD | evidence → |
| Total loans | 346,372,000 | USD | evidence → |
| Allowance for loan losses | 3,499,000 | USD | evidence → |
| Securities available for sale | 134,370,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 422,915,000 | USD | evidence → |
| Interest-bearing deposits | 404,051,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,864,000 | USD | evidence → |
| Equity capital | 60,216,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,535,000 | USD | evidence → |
| Interest expense | 11,977,000 | USD | evidence → |
| Net interest income | 16,558,000 | USD | evidence → |
| Noninterest income | 3,832,000 | USD | evidence → |
| Noninterest expense | 17,791,000 | USD | evidence → |
| Provision for loan losses | 2,860,000 | USD | evidence → |
| Pretax income | 1,153,000 | USD | evidence → |
| Income tax | 141,000 | USD | evidence → |
| Net income | 1,012,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,245,000 | USD | evidence → |
| Total capital | 55,744,000 | USD | evidence → |
| Risk-weighted assets | 403,964,000 | USD | evidence → |