Call reports 2026
WESTBURY BANK — 2026
What WESTBURY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 780,209,000 | 771,888,000 |
| Total loans | 527,162,000 | 549,342,000 |
| Allowance for loan losses | 6,026,000 | 5,944,000 |
| Securities available for sale | 95,866,000 | 95,394,000 |
| Securities held to maturity | 649,000 | 440,000 |
| Trading assets | 0 | 0 |
| Total deposits | 706,433,000 | 697,950,000 |
| Interest-bearing deposits | 475,982,000 | 469,345,000 |
| Noninterest-bearing deposits | 230,451,000 | 228,605,000 |
| Equity capital | 65,016,000 | 64,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,552,000 | 17,185,000 |
| Interest expense | 1,076,000 | 2,143,000 |
| Net interest income | 7,476,000 | 15,042,000 |
| Noninterest income | 1,443,000 | 2,726,000 |
| Noninterest expense | 7,233,000 | 13,967,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,686,000 | 3,801,000 |
| Income tax | 271,000 | 682,000 |
| Net income | 1,415,000 | 3,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 72,584,000 | 71,688,000 |
| Total capital | 78,967,000 | 77,989,000 |
| Risk-weighted assets | 588,608,000 | 609,382,000 |