Call report 2021Q4
WESTBURY BANK — 2021Q4
The 22 measures WESTBURY BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 915,250,000 | USD | evidence → |
| Total loans | 673,774,000 | USD | evidence → |
| Allowance for loan losses | 8,997,000 | USD | evidence → |
| Securities available for sale | 165,917,000 | USD | evidence → |
| Securities held to maturity | 1,950,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 820,588,000 | USD | evidence → |
| Interest-bearing deposits | 568,699,000 | USD | evidence → |
| Noninterest-bearing deposits | 251,889,000 | USD | evidence → |
| Equity capital | 84,271,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,164,000 | USD | evidence → |
| Interest expense | 1,223,000 | USD | evidence → |
| Net interest income | 26,941,000 | USD | evidence → |
| Noninterest income | 7,953,000 | USD | evidence → |
| Noninterest expense | 21,614,000 | USD | evidence → |
| Provision for loan losses | 500,000 | USD | evidence → |
| Pretax income | 12,933,000 | USD | evidence → |
| Income tax | 3,625,000 | USD | evidence → |
| Net income | 9,308,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 84,991,000 | USD | evidence → |
| Total capital | 93,704,000 | USD | evidence → |
| Risk-weighted assets | 696,781,000 | USD | evidence → |