Call report 2020Q4
WESTBURY BANK — 2020Q4
The 22 measures WESTBURY BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 907,544,000 | USD | evidence → |
| Total loans | 664,495,000 | USD | evidence → |
| Allowance for loan losses | 8,485,000 | USD | evidence → |
| Securities available for sale | 106,201,000 | USD | evidence → |
| Securities held to maturity | 1,603,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 805,308,000 | USD | evidence → |
| Interest-bearing deposits | 570,939,000 | USD | evidence → |
| Noninterest-bearing deposits | 234,369,000 | USD | evidence → |
| Equity capital | 84,872,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,232,000 | USD | evidence → |
| Interest expense | 3,349,000 | USD | evidence → |
| Net interest income | 26,883,000 | USD | evidence → |
| Noninterest income | 7,856,000 | USD | evidence → |
| Noninterest expense | 22,013,000 | USD | evidence → |
| Provision for loan losses | 1,765,000 | USD | evidence → |
| Pretax income | 11,628,000 | USD | evidence → |
| Income tax | 3,208,000 | USD | evidence → |
| Net income | 8,420,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 83,308,000 | USD | evidence → |
| Total capital | 91,793,000 | USD | evidence → |
| Risk-weighted assets | 678,676,000 | USD | evidence → |