Call reports 2026
SAN LUIS VALLEY FEDERAL BANK — 2026
What SAN LUIS VALLEY FEDERAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 395,540,000 | 390,204,000 |
| Total loans | 281,538,000 | 284,207,000 |
| Allowance for loan losses | 2,949,000 | 3,004,000 |
| Securities available for sale | 73,095,000 | 69,569,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 324,085,000 | 317,937,000 |
| Interest-bearing deposits | 246,599,000 | 242,090,000 |
| Noninterest-bearing deposits | 77,486,000 | 75,847,000 |
| Equity capital | 65,937,000 | 66,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,526,000 | 9,177,000 |
| Interest expense | 478,000 | 922,000 |
| Net interest income | 4,048,000 | 8,255,000 |
| Noninterest income | 678,000 | 1,384,000 |
| Noninterest expense | 3,268,000 | 6,691,000 |
| Provision for loan losses | 50,000 | 105,000 |
| Pretax income | 1,408,000 | 2,843,000 |
| Income tax | 310,000 | 622,000 |
| Net income | 1,098,000 | 2,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 70,095,000 | 71,219,000 |
| Total capital | 73,039,000 | 74,245,000 |
| Risk-weighted assets | 235,344,000 | 241,965,000 |