Call reports 2022
SAN LUIS VALLEY FEDERAL BANK — 2022
What SAN LUIS VALLEY FEDERAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 396,559,000 | 401,435,000 | 403,114,000 | 405,558,000 |
| Total loans | 237,330,000 | 237,191,000 | 243,179,000 | 246,319,000 |
| Allowance for loan losses | 2,782,000 | 2,782,000 | 2,782,000 | 2,782,000 |
| Securities available for sale | 85,123,000 | 95,040,000 | 94,434,000 | 91,906,000 |
| Securities held to maturity | 72,000 | 32,000 | 32,000 | 32,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,596,000 | 350,560,000 | 352,460,000 | 353,447,000 |
| Interest-bearing deposits | 271,487,000 | 277,986,000 | 280,888,000 | 277,698,000 |
| Noninterest-bearing deposits | 72,109,000 | 72,574,000 | 71,572,000 | 75,749,000 |
| Equity capital | 49,772,000 | 47,094,000 | 46,435,000 | 48,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,997,000 | 6,120,000 | 9,669,000 | 13,428,000 |
| Interest expense | 123,000 | 245,000 | 369,000 | 489,000 |
| Net interest income | 2,874,000 | 5,875,000 | 9,300,000 | 12,939,000 |
| Noninterest income | 585,000 | 1,212,000 | 1,812,000 | 2,409,000 |
| Noninterest expense | 2,595,000 | 5,221,000 | 7,904,000 | 10,515,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 864,000 | 1,866,000 | 3,208,000 | 4,833,000 |
| Income tax | 184,000 | 393,000 | 691,000 | 1,061,000 |
| Net income | 680,000 | 1,473,000 | 2,517,000 | 3,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,234,000 | 54,027,000 | 55,072,000 | 56,327,000 |
| Total capital | 56,016,000 | 56,809,000 | 57,854,000 | 59,109,000 |
| Risk-weighted assets | 243,959,000 | 246,606,000 | 250,370,000 | 250,511,000 |