Call reports 2021
SAN LUIS VALLEY FEDERAL BANK — 2021
What SAN LUIS VALLEY FEDERAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 346,615,000 | 355,820,000 | 373,289,000 | 392,038,000 |
| Total loans | 226,705,000 | 231,649,000 | 235,023,000 | 235,347,000 |
| Allowance for loan losses | 2,666,000 | 2,719,000 | 2,719,000 | 2,716,000 |
| Securities available for sale | 61,302,000 | 55,692,000 | 71,724,000 | 88,160,000 |
| Securities held to maturity | 139,000 | 72,000 | 72,000 | 72,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,765,000 | 301,258,000 | 317,647,000 | 336,928,000 |
| Interest-bearing deposits | 233,198,000 | 241,330,000 | 254,505,000 | 269,298,000 |
| Noninterest-bearing deposits | 59,567,000 | 59,928,000 | 63,142,000 | 67,630,000 |
| Equity capital | 50,681,000 | 51,389,000 | 52,127,000 | 52,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,930,000 | 5,918,000 | 8,841,000 | 11,757,000 |
| Interest expense | 152,000 | 293,000 | 426,000 | 551,000 |
| Net interest income | 2,778,000 | 5,625,000 | 8,415,000 | 11,206,000 |
| Noninterest income | 542,000 | 1,132,000 | 1,776,000 | 2,422,000 |
| Noninterest expense | 2,415,000 | 4,926,000 | 7,505,000 | 9,892,000 |
| Provision for loan losses | 175,000 | 225,000 | 225,000 | 225,000 |
| Pretax income | 730,000 | 1,606,000 | 2,461,000 | 3,511,000 |
| Income tax | 154,000 | 340,000 | 516,000 | 743,000 |
| Net income | 576,000 | 1,266,000 | 1,945,000 | 2,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,362,000 | 51,053,000 | 51,731,000 | 52,554,000 |
| Total capital | 53,028,000 | 53,772,000 | 54,450,000 | 55,270,000 |
| Risk-weighted assets | 225,855,000 | 229,755,000 | 235,614,000 | 240,329,000 |